VantageScore, a FICO competitor, launches pilot with 21 mortgage lenders
Renters with just one month of credit may now be able to qualify for a mortgage.
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Mortgage rates could hit 7% if Iran war doesn’t end soon
Rates are going crazy. And not in a good way.
Cash-out home loans on the rise for debt reduction, renovations
Home improvements, credit card consolidation and buying more real estate are among the reasons homeowners tap their equity.
If conventional mortgage financing fails you, try the exotic avenue
Today’s exotic mortgage avenue is defined by borrowers with limited income documentation, streams or documentation.
1 in 5 reverse mortgage borrowers reports money shortfalls at home
A survey found that 21% of reverse mortgage holders seeking financial counseling in 2025 carried monthly expenses exceeding monthly income compared with 12.2% in 2024.
How to make your home loan process go as smoothly as possible
The most important thing a buyer can control is their actions and behavior during the mortgage application process.
Consumer poll: What’s important to today’s homebuyers?
75% of prospective borrowers said finding a low interest rate was the most important thing when selecting a lender.
War, rates, inflation: More headwinds ahead for homebuyers
Words like stagflation and recession are being tossed around by experts
The cost of FICO mortgage credit reports has soared for borrowers
One way to lower homeownership barriers for first-time buyers, is to require all creditors to report to all three credit bureaus — not just one.
More rules coming for Fannie Mae, Freddie Mac condo approvals
As of July 1, the condo cash reserves requirement is rising to 15% of the annual budget from 10%.